Privacy Policy

Introduction

Welcome to Cardiol's Privacy Policy. This document explains how we collect, use, and safeguard your personal information when you visit our website, use our services, or interact with us in any way. We are committed to protecting your privacy and ensuring that your personal data is handled with care and in accordance with applicable privacy laws.

By accessing our website or using our services, you consent to the practices described in this Privacy Policy. We encourage you to read this document carefully to understand our policies and practices regarding your personal information.

Information We Collect

We may collect various types of information from and about users of our website and services, including:

• Personal Identification Information: This may include your name, email address, postal address, phone number, date of birth, and other similar information when you provide it to us, such as when you fill out a form or create an account.
• Financial Information: In order to provide investment advisory services, we may collect information about your financial situation, goals, and objectives, as well as information about your assets, liabilities, income, and expenses.
• Technical Information: We may automatically collect certain technical information when you visit our website, such as your IP address, browser type, operating system, referring URLs, access times, and pages viewed.
• Communication Records: We retain records of your communications with us, including emails, phone calls, and in-person meetings.
• Cookies and Similar Technologies: We use cookies and similar technologies to enhance your experience on our website, analyze usage patterns, and personalize content.

How We Use Your Information

We use the information we collect for various purposes, including:

• Providing, maintaining, and improving our services to you
• Processing transactions and managing your account
• Developing personalized investment strategies based on your financial situation and goals
• Communicating with you about your account, our services, and other matters
• Sending you newsletters, updates, marketing communications, and other information that may be of interest to you
• Analyzing usage patterns and improving our website and services
• Protecting against fraud, unauthorized transactions, and other illegal activities
• Complying with legal obligations and regulatory requirements

Data Sharing and Disclosure

We may share your personal information with the following categories of third parties:

• Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as IT services, data analysis, email delivery, hosting services, customer service, and marketing assistance.
• Business Partners: We may share information with our business partners, such as financial institutions, to fulfill our services to you.
• Legal and Regulatory Authorities: We may disclose your information when required by law or when we believe that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
• Corporate Transactions: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred as part of that transaction.

We do not sell your personal information to third parties for their marketing purposes without your explicit consent.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, accidental loss, destruction, or damage. While we strive to protect your personal information, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

We maintain security protocols that include:

• Encryption of sensitive information
• Secure networks and firewalls
• Regular security assessments and testing
• Access controls and authentication procedures
• Employee training on data protection practices

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, which may include:

• Access: You have the right to request access to the personal information we hold about you.
• Correction: You have the right to request that we correct inaccurate or incomplete information about you.
• Deletion: In certain circumstances, you have the right to request that we delete your personal information.
• Restriction: You have the right to request that we temporarily or permanently stop processing your personal information.
• Data Portability: You have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format.
• Objection: You have the right to object to the processing of your personal information in certain circumstances.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

Children's Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without verification of parental consent, we will take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Cardiol Investment Consultancy
Level 15, 120 Albert Street
Auckland CBD, New Zealand
Email: [email protected]
Phone: +64 9 123 4567