Local Expertise, Global Strategy

New Zealand's Premier Investment Consultancy

At Cardiol, we combine deep local market knowledge with international investment strategies to help you navigate financial complexities with confidence. Our transparent approach, long-term thinking, and cutting-edge digital solutions empower entrepreneurs and high-net-worth individuals to make informed financial decisions.

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Our Vision

Redefining financial consulting in New Zealand

At Cardiol, our vision is to transform the investment landscape in New Zealand by bridging the gap between local expertise and global opportunities. We believe financial consulting should be accessible, transparent, and forward-thinking. Our approach combines deep market knowledge with cutting-edge digital solutions to empower our clients' financial decisions.

Transparency First

We believe in complete clarity regarding fees, strategies, and expected outcomes. Our clients always know exactly what's happening with their investments and why we make specific recommendations.

Long-Term Thinking

We focus on sustainable growth rather than quick wins. Our strategies are designed to weather market fluctuations and deliver consistent returns over time, protecting and growing your wealth for generations.

Digital Innovation

Technology is revolutionizing financial services, and we're at the forefront. Our proprietary digital tools provide real-time insights, scenario modeling, and seamless portfolio management for the modern investor.

Global Perspective

While deeply rooted in New Zealand, our network spans international markets. This unique position allows us to identify opportunities worldwide while understanding the local context that matters to our clients.

Our Growth Target for 2024

75%
0% 25% 50% 75% 100%

Our Expert Team

Meet the financial minds behind Cardiol

Emma Wellington, CEO

Emma Wellington

CEO & Founder

With over 20 years of experience in international finance, Emma founded Cardiol to revolutionize investment consulting in New Zealand. Her expertise in capital markets and strategic planning has guided numerous high-growth companies and family offices through complex financial landscapes.

20+

Years Experience

$1.2B

Assets Managed

James Watkins, CIO

James Watkins

Chief Investment Officer

James brings unparalleled insight into global market trends, having previously led investment strategies at one of New Zealand's largest pension funds. His data-driven approach and expertise in emerging markets have consistently delivered above-benchmark returns for Cardiol clients.

15+

Years Experience

17%

Avg. Annual Return

Anahera Patel, Head of Digital Solutions

Anahera Patel

Head of Digital Solutions

Combining her background in fintech and traditional finance, Anahera leads Cardiol's digital transformation initiatives. Her innovative client dashboards and predictive analytics tools have revolutionized how our clients interact with their investment portfolios and financial plans.

12+

Years Experience

8

Patented Technologies

Financial Education

Learn from our industry experts

Dr. Michael Thompson, Investment Strategist

Dr. Michael Thompson

Investment Strategist

Dr. Thompson leads our executive investment workshops, bringing academic rigor and practical insights to complex financial concepts. His courses on portfolio construction and risk management have helped hundreds of clients make more informed investment decisions.

Portfolio Theory Risk Assessment Market Analysis
Olivia Chen, Tax Optimization Specialist

Olivia Chen

Tax Optimization Specialist

Olivia's specialized knowledge of both New Zealand and international tax codes helps clients structure their investments for maximum efficiency. Her quarterly tax planning seminars provide actionable strategies for entrepreneurs and high-net-worth individuals alike.

Tax Planning Estate Planning Cross-Border Investments

Upcoming Workshops

15 June

Digital Asset Investing: Beyond Cryptocurrencies

Auckland CBD, 10:00 AM - 2:00 PM

22 June

Sustainable Investment Strategies for Long-Term Growth

Wellington, 1:00 PM - 5:00 PM

08 July

Tax Optimization for Business Owners

Christchurch, 9:00 AM - 1:00 PM

17 July

International Diversification for NZ Investors

Online Webinar, 6:00 PM - 8:00 PM

Investment Portfolio

Examples of our strategic investment approaches

Technology Growth Portfolio

Technology Growth Portfolio

A high-growth strategy focusing on emerging technology sectors, including AI, cloud computing, and sustainable tech. This portfolio delivered a 24% return in 2023.

24%

Annual Return

High

Risk Profile

View Details
Global Balanced Portfolio

Global Balanced Portfolio

A diversified approach balancing growth and income across multiple asset classes and regions. This portfolio achieved consistent returns while minimizing volatility.

12%

Annual Return

Medium

Risk Profile

View Details
Income Stability Portfolio

Income Stability Portfolio

Designed for those prioritizing capital preservation and steady income, this portfolio focuses on dividend-yielding stocks, bonds, and alternative income sources.

7.5%

Annual Return

Low

Risk Profile

View Details

Financial Resources

Valuable tools and information for investors

Market Insights

Latest financial trends and analysis

Stay informed with current market conditions and expert analysis from respected financial institutions.

Research Tools

Data and analytics for informed decisions

Access powerful research tools to conduct your own investment research and analysis.

Regulatory Information

Compliance and legal frameworks

Understand the regulatory environment that governs investments in New Zealand and abroad.

Latest News & Insights

Market updates and financial wisdom from our experts

NZ Property Market Trends
May 15, 2024

NZ Property Market: Investment Opportunities in 2024

Our analysis of New Zealand's property market reveals emerging opportunities in regional centers as remote work trends continue to reshape housing demand. We examine yield potential, regulatory considerations, and long-term growth prospects.

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Sustainable Investing Guide
May 3, 2024

ESG Investing: Beyond the Buzzwords

Environmental, Social, and Governance (ESG) criteria are increasingly important for investors. Our comprehensive guide helps you navigate genuine impact opportunities while avoiding "greenwashing" and identifying truly sustainable investments.

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Digital Currency Regulations
April 22, 2024

Navigating Digital Currency Regulations

As central banks worldwide explore digital currencies and cryptocurrency regulations evolve, we provide insights into how these changes affect investment strategies and what New Zealand investors should consider in this rapidly changing landscape.

Read More

Get in Touch

Schedule your personalized consultation

Contact Information

Level 15, 120 Albert Street, Auckland CBD, New Zealand

+64 9 123 4567

Monday - Friday: 9:00 AM - 5:30 PM

Our Service Areas

Auckland Wellington Christchurch Hamilton Tauranga Virtual Consultations Available Nationwide

Schedule a Consultation